Mukul Sharma is an economist, writer and speaker whose passion is to make economics and finance easy to understand and help people relate the difficult concepts with their daily lives. He believes that the way economics and finance are taught make them look almost monstrous, although they are an integral part of everone’s lives. His attempt is to simplify and make things more interesting. EconAxis is a step in the same direction
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Prakash on Repo, Reverse Repo, Bank Rate,… nirakar on Repo, Reverse Repo, Bank Rate,… nalini on Is SENSEX a barometer of the I… Rakesh Solanki on Is SENSEX a barometer of the I… ajit singh on Repo, Reverse Repo, Bank Rate,…
January 11, 2012 at 11:49 am
Hello Sir … Can you explain the reasons behind the recent weakening of Rupee against Dollar…
November 3, 2011 at 11:00 am
could you please explain the Money Market and Capital Market in your simple words as you always did……..
November 24, 2011 at 12:20 pm
Hi Priya,
I would explain the working of Money Market and Capital Market through a post very soon. Thanks.
October 1, 2011 at 12:46 pm
Hi Mukul Sir,
I have to know about schedule and non-schedule banks.
Can you explain the every bank and their differences.
Thank you.
October 31, 2011 at 2:21 pm
Hi Priya,
I have answered your question as a reply another comment.
August 26, 2011 at 9:57 pm
Hi mukul,
will rbi pay any interest on crr?
September 3, 2011 at 8:57 am
no prasad..RBI would not pay any interest on CRR
July 13, 2011 at 12:35 pm
Is it possible to exchange link of our website with this wordpress blog?
October 31, 2011 at 2:23 pm
Hi, Im sorry i could not understand your question.
May 13, 2011 at 8:43 am
Quite Helpful Easy website to Understand the Financial query Answers, ThankYou
May 20, 2011 at 10:26 am
You are welcome. Keep the questions flowing in.
March 19, 2011 at 12:34 am
Hey, It was a nice start up.The statistics suggest u will soon touch the 1 lakh mark. But no updates; your posts are vanishing like a fart in the wind.keep updating Mukul.There are people around looking for some help.You explain hard -to-understand stuff in a simple manner, that’s your forte!
May 20, 2011 at 10:41 am
Thanks for the appreciation. My sincere apologies for not being regular at iasmentor since my professional commitments have left me little time for updates. But expect some changes in this, so look out
(P.S. Fart in the wind doesnt vanish in a hurry..)
January 4, 2011 at 1:20 pm
Really very use ful post
i was not able to know difference between repo and bank rate……all des days
any ways now i am cleared by u r post
keep going sir…thank u
July 28, 2010 at 12:42 am
Dear Sir,
Who we are————– i am very happy after reading who we are.
Please guide me how can i insert my quiries, through mail or phone.
Kindly guide me.
Thanks.
February 1, 2010 at 4:07 pm
what i can say about it. its very wonderful. its luck for me to see this and i get useful inputs for me.
September 1, 2009 at 7:48 pm
how the valuation deceide our rupees
February 11, 2009 at 2:06 pm
Why the indian rpees goes down?
February 11, 2009 at 2:04 pm
Dear Sir,
I read the answers it is very useful to me to increasing my knowledge. I wanted to be the member of this gruop. please guide me how i ask the quesstion.
Regards
Snehal u. Kotawar
November 16, 2008 at 1:24 pm
Dear Sir,
I am very appreciative of your site.It is indeed of great help!
I have two questions :
1.What affects oil prices-globally and in India?
2.What is the effect of rise or fall in oil prices on the Indian Economy?How does it affect the stock market?
May 19, 2009 at 2:58 am
Hello Mansi,
Here is the answer to your questions :
Q.1 Oil Prices : Following are the factors affecting oil prices:
1.Demand and supply forces
2.Dollar Fluctuation
3.Input cost
4.Derivative trading of oil
5.Market Speculation
6.Government policies (subsidies ,tax etc.)
In India, the cost to end consumers are set by government.
Q.2 Effect of changing oil prices :
Major consumption of oil is in Transportation,Industries and Electricity generation.Rise in oil prices lead to increase in the the price of several commodities which leads to inflation which the government controls via adjusting the key rates.News of inflation hampers the market sentiments and exerts a downward pressure on the stock market index.
Regards,
Nukul
November 5, 2008 at 12:10 pm
First of all thanks a lot for designing such a useful site. But my question is that if i want to use this site and ask my questions will it cost?or it is free to use. please reply as early as possible,
October 21, 2008 at 10:31 am
Dear Sujata for your queries here is my explanation-
bank rate and repo rate both are monatery tool used by the RBI to inject or suck the money
into or from the market by decreasing or incresing it respectively.bank rate is against the government Securities and repo rate is against private securities.
SLR-this is percentage of total libality of any bank which should be kept in liquid from with the bank, and it is decided by the RBI.
PLR-When the CRR and SLR is deducted from the total libality of bank than rest of the amount is known as the “Total lending” from this amount a certain percentage is fixed for vulenarable section of society (i.e. priority of government to uplift which section/sector) this is the PL
October 11, 2008 at 3:33 pm
what is the difference between bank rate and repo rate? in both the cases RBI lends to the bank for a rate of interest.
what is the difference between SLR and PLR?
February 16, 2012 at 8:01 am
bank rate-rbi lends to the bank at this rate i,e bank borrows at this rate from the bank and the banks can return this money after a long time i,e duration of payback is long.
repo rate-its the same but the differnce being that the duration of payback is small or less
plr-the benchmark rate i,e below this rate the banks cant lend,this is the minm rate the bank may lend ,genrally the rates which bank lend are higher than the PLR
SLR-the amount of funds of banks which is mandatory for the banks to keep with RBI in the form of liquid assets i,e g-sec nd all,RBI prefers to change the CRR over SLR to control the monetary inflatiion as in CRR the funds are in the system whereas in SLR the funds get decreased if the rates are increased.
June 21, 2008 at 3:19 am
hi,
i wanna ask one question.
How increase or decrease in repo rate, reverse repo rate, SLR, CRR affects the banking sector??
Thanks
June 16, 2008 at 7:26 pm
today im very excited seeing ur blog,im very thankful to u 4 helping me to know were am i to my mission ias
i hav learnt new exciting topics 4m u & i keeping learning.till now i was in confusion hw shd i start 4 getting into civils now u hav paved me a path 4 me.once i again thankful 2 u.
with regards,
rohit
March 25, 2008 at 4:35 pm
how federal interest impact indian stock market
February 15, 2008 at 2:13 pm
If you have any question in, you can go to the section “Doubts and Questions” and post it there. You will get a response in the form of a post
February 15, 2008 at 1:57 pm
How to put a quwestion on your site?